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What's New |
Changes to the Ontario Automobile Policy are coming!
On September 1, 2010, your car insurance options will change.
As a result of new laws introduced by the Ontario government, you will now have more choice in selecting automobile insurance coverage to best meet your individual needs.
One of our companies - The Dominion - has a new website to help you understand these new options.
To make an informed choice, you need to know what injuries resulting from car accidents can cost and how to choose the Accident Benefits coverage that makes sense for you. Visit their website, and when you're done, contact us to finalize your selections.
Understanding My Car Insurance Choices in Ontario
| Emergency contact numbers
In the event of a claim occurring outside of our working hours, please contact your insurance company directly.
The Dominion of Canada General Insurance Company 1 800 561 5522
Economical 1 800 607 2424
Intact Insurance 1 866 464 2424
Jevco 1 877 284 8167
Kingsway 1 800 265 5458
Aviva Pilot 1 888 881 4568
Royal & Sun Alliance 1 800 319 9993
Totten Group 1-877-896-0015 or tottenclaims@scm.ca
| Home Maintenance - Summer
Keeping your home in good order makes a lot of sense, since, for many of us,
it is the single largest investment we will make in our lifetimes.
Here are things that could use attention in the summer:
June
Inspect air conditioning.(HRV)
Check roof.
Check sheds and garages.
Check sealing around doors and windows.
Check septic system and clean if necessary.
July
Air out damp basements on dry, sunny days.
Clean air conditioning filter.
Test exhaust fans.
August
Air out damp basements on dry, sunny days.
Clean air conditioning filter.
Inspect driveways and walks.
Inspect doors and locks.
Things to do monthly:
Check water heater for leaks.
Check and reset GFCI.
Test smoke alarms and carbon monoxide detectors.
| Motorcycles
That glorious season of the year has once again rolled around - the sun is shining, the weather is warm, and it's time to head out on the open road.
If you are new to cycling, or even if you have years of motorcycle experience, here are some things to keep in mind:
- Take a Motorcycle Course to develop good basic riding techniques.
- A good helmet is a necessary part of riding motor cycles. A cheap motorcycle helmet may not do the job when your head unexpectedly meets the pavement.
- Conduct a safety inspection of your motorcycle before each ride.
- Wear brightly coloured clothes, and turn on your lights at all times.
- And last but not least, don't forget about your motorcycle insurance! We offer competitive insurance rates for a wide variety of makes and models of motorcycles - call us!
| Travelling? Company coming?
Are you planning a family vacation or business trip?
Maybe someone special is coming to Canada to visit you.
Do make sure you're protected. Talk to us today about travel insurance.
or
you can call TIC Travel Insurance Coordinators and Trent Health directly at 1-800-491-0851. Give them our agency number 7436, and with one phone call you can have peace of mind.
| At Heinsoo Insurance Brokers Ltd. we believe in providing you with the right tools to make educated decisions about your insurance coverage. We encourage you to browse the pages and take advantage of the web links that are available in our Customer Care section.
Take the time to go over your policies so that you know what is covered. Make sure that you have enough coverage in the event of a claim. Speak to your broker to discuss any questions or concerns.
Do review your Home Insurance policy to see that you are receiving all the discounts that you qualify for such, as mortgage free, claim free, multi-line, non-smoker, mature or age or alarm discount. Contact our office with any questions about your policy.
Auto Insurance premiums can be lowered with discounts as well. Advise us when you retire, when your children are attending a university more than 100 kilometres from home. With no convictions on your record, you can receive discounts from 5% to 15%, depending on the company.
Bryan Fox C.L.U, CH.F.C., represents Fox Financial Services and will be available by appointment for you to discuss designing individual retirement plans, assessing individual risk tolerance, developing new or analyzing existing portfolios with access to all retirement products and fund companies.
If we can help you set up a Registered Retirement Savings Plan, or if you would like further information about life insurance or financial planning, please e-mail OUR OFFICE or call us at 416.461.0764 for details.
| Are you a current client?
If you are a current client, you can use e-mail to our office to advise us of changes to your account / contact information. Feel free to send your questions by e-mail as well. Just click on the button below to contact us.
Coverage cannot be bound unless you speak directly with a RIBO licensed representative of Heinsoo Insurance Brokers Ltd.
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CFIB is Canada's largest association of SMEs representing over 100,000 firms. CFIB promotes and protects a system of free competitive enterprise, strengthens the entrepreneurial culture in Canada, and gives independent business a greater voice in determining the laws that govern business and the nation. A non-profit organization, whose members work in all sectors, CFIB is non-partisan and is financed solely by membership dues. As a matter of policy, CFIB does not endorse or promote the products and services of its members.
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